Simplifying
Payments
for Africans
Built for Africa
TextCash is positioned to drive financial inclusion by providing an affordable, SMS-based payment solution across Nigeria, Rwanda, Ivory Coast, South Africa, Togo, Uganda, Ethiopia, and the Democratic Republic of Congo.
Offline-First Design
Our technology works without internet, making financial services accessible even in the most remote areas with only basic mobile coverage.
Low Transaction Fees
We've built TextCash to be affordable for everyday transactions, with fees significantly lower than traditional money transfer services.
Local Partnerships
We work with local banks, mobile operators, and agents across Africa to ensure seamless service delivery and cash-in/cash-out options.
The solution operates as a non-custodial, peer-to-peer (P2P) settlement system optimised for everyday transactions and cross-border remittances. With Africa’s unique infrastructure needs in mind, TextCash provides an accessible and reliable alternative for users in regions where traditional online payment solutions face significant challenges, such as network downtimes, system disruptions, and high fees.
Easy Registration
TextCash is positioned to drive financial inclusion by providing an affordable
1
Create Account
Send an SMS with your details (BVN/IDN/IVN) to get started
2
Transact
3
Secure
4
Deposit
Security & Trust
Your security is our top priority
Stellar Network
Built on the secure and low-cost Stellar blockchain for reliable transactions with maximum security.
PIN Verification
Every transaction is secured with your personal PIN, ensuring only you can access and transfer your funds.
KYC
Built on the secure and low-cost Stellar blockchain for reliable transactions with maximum security.
Frequently Asked Questions
Find answers to common questions about our SMS-based payment platform.
Blog
Our insights, ideas, and inspiration — exploring the now, shaping what's next
How TextCash is solving the financial problems in Africa
Access to financial services in Africa remains uneven—especially in rural areas and informal markets where traditional and even digital banking struggle to reach.
Join a growing
community today
Want more Info? Contact Sales